# CeyFi — full fact sheet

> CeyFi is financial management software for people, businesses and organisations in Sri Lanka. It brings scattered money records — a payslip in your inbox, an SMS from the bank, a transfer screenshot in the family chat, a spreadsheet you meant to update — into one clear picture: what comes in, what goes out, what you owe, what you're owed. CeyFi is software for keeping financial records and making sense of them. It is not a bank or a licensed financial institution, it doesn't offer deposits, loans or investment advice, and it never holds the funds it describes.

Site: https://ceyfi.app
Try CeyFi Personal: https://ceyfi.app/app/personal (free; sign in with Google — CeyFi receives only your name and email address)
MCP server for AI agents: https://ceyfi.app/api/mcp (Streamable HTTP, stateless, no key needed for public tools). How to connect it: https://ceyfi.app/mcp
Privacy policy: https://ceyfi.app/privacy · Terms of use: https://ceyfi.app/terms
Contact: hello@ardenostudio.com

## Products

**CeyFi Personal — live now, free.** Monthly spending against the budget you set; your payslip laid out line by line, with EPF and ETF; loans, cards and instalments with their due dates; savings goals and fixed deposits in one view. Records are entered by hand or imported from a bank statement CSV. Everything runs in your browser, on your own device.

**CeyFi Business — coming soon.** Invoices with their status and what's still owed; payments matched to invoices including part-payments; dollars, pounds and rupees side by side; a cash-flow view you can walk your accountant through. Paid plans, priced by team size and volume — published before it opens.

**CeyFi Orgs — coming soon.** Club treasury for schools, societies and chapter networks: dues and vouchered records in one set of books; claims reviewed before the treasurer pays; project budgets and sponsor funds kept in view; a signed handover when the committee changes. Prices announced before it opens.

All three share the same idea of a record, a source and a status. Anything marked "Planned" on the site — household sharing, syncing between devices, receipt attachments — is on the roadmap and not available yet.

## Pricing

**CeyFi Personal is free,** with a Google sign-in. Everything that runs on your own device is free to use now. Features that need CeyFi's servers, such as syncing between devices or sharing with family, may come with a paid plan when they arrive — CeyFi will say so before you rely on them.

**CeyFi Business** is coming soon. Plans will be priced by team size and volume, and published before it opens.

**CeyFi Orgs** is coming soon. Prices will be announced before it opens.

## Every number has a source

A figure is only as useful as your confidence in it. CeyFi shows where each record came from, when it was added and how far it has been checked, so an estimate never passes for a fact:

- **Entered by you** (available) — you typed it in. Useful, and only as accurate as the note it came from.
- **Imported from a statement** (available) — read from a bank or card statement you imported as a CSV file.
- **Backed by a document** (planned) — a payslip, receipt or remittance advice is attached to the record.
- **Confirmed by the other party** (planned) — the client, family member or colleague agreed it happened.
- **Verified by a provider** (planned) — confirmed by a licensed bank or payment provider. Requires partners CeyFi doesn't have yet.

A record in CeyFi describes money. It isn't a bank balance, and CeyFi never holds the funds it describes.

## Privacy

- CeyFi Personal keeps your records in your own browser, on your own device. They aren't sent to CeyFi and CeyFi can't see them.
- An AI agent cannot read, write or see a user's CeyFi records. Anything an agent does with CeyFi happens in conversation with the user, on the user's device.
- CeyFi will never ask for your internet banking username or password. If bank connections are added in future, they will go through approved, permission-based channels the user can switch off.
- Family members see only what you choose to share. CeyFi never sells personal data or uses financial details for advertising.

## Frequently asked questions

**Q: What is CeyFi?**
A: CeyFi is financial management software for people, businesses and organisations in Sri Lanka. CeyFi Personal helps you keep track of what you earn, spend, save and owe, and it's free to use now. CeyFi Business, for invoices, incoming payments and cash flow, and CeyFi Orgs, for club treasury, dues and project budgets, are coming soon.

**Q: Is CeyFi a bank?**
A: No. CeyFi is software for keeping financial records and making sense of them. It isn't a bank or a licensed financial institution, and it doesn't offer deposits, loans or investment advice.

**Q: Does CeyFi move or hold money?**
A: No. CeyFi doesn't hold customer funds or carry out transfers. When you record a payment or money sent home, you're recording something that happened through your bank or another provider. If CeyFi ever offers ways to move money, they will be provided by licensed partners and clearly labelled.

**Q: Is CeyFi Personal free?**
A: Yes. Sign in with Google (we only receive your name and email address) and CeyFi Personal is free to use, in your browser, for everything that runs on your own device. Features that need our servers, such as syncing between your phone and laptop or sharing with family, may come with a paid plan when they arrive, and we'll say so before you rely on them.

**Q: How do financial records get into CeyFi?**
A: In CeyFi Personal you enter records by hand or import a bank statement as a CSV file. Other ways of capturing transactions with less typing are planned. Every record shows how it was added.

**Q: Does CeyFi need my banking passwords?**
A: No. CeyFi will never ask for your internet banking username or password. If bank connections are added in future, they will go through approved, permission-based channels that you can switch off.

**Q: What can family members see?**
A: Only what you choose to share. Household sharing is planned: the idea is that you can share a budget or a remittance record with a family member without opening up the rest of your finances.

**Q: How does CeyFi Business work?**
A: You record invoices and the payments that come in. CeyFi helps you match the two, including part-payments and payments in other currencies, so you can see what's paid, pending and overdue, with expenses and cash flow alongside. CeyFi Business is coming soon. Until it opens, everything you can use on this site is CeyFi Personal.

**Q: Is my financial information private?**
A: Your records are yours. CeyFi Personal keeps them in your own browser, on your own device: they aren't sent to CeyFi and we can't see them. CeyFi will never sell personal data or use your financial details for advertising.

**Q: Which features are available today?**
A: CeyFi Personal is available now, free, in your browser. CeyFi Business and CeyFi Orgs are coming soon. Anything marked "Planned" on this site, such as household sharing or syncing between devices, isn't available yet.

## Company

CeyFi is designed, built and operated by Ardeno Studio (https://ardenostudio.com). Contact: hello@ardenostudio.com