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NewCeyFi Personal is free to use now

There's more to money than a balance.

What comes in. What goes out. What you owe. What you're owed. See how it all adds up, for yourself, your business or your club.

Explore PersonalStart free with Google

Free with a Google sign-in: we get your name and email, never your records. CeyFi Business and CeyFi Orgs are coming soon. CeyFi is financial management software, not a bank.

Fig. 1Scattered records settle into one picture. Bring your pointer close.

01The idea

Know where you stand.

Your money already leaves a trail. A payslip in your inbox, an SMS from the bank, a transfer screenshot in the family chat, a spreadsheet you meant to update. Each tells part of the story. None of them tells you where you stand.

CeyFi brings those pieces into one place and keeps them in order, so “are we okay this month?” has an answer you can check.

Fig. 2A scale shows which way things lean. Move your pointer to either side to tip it, or to the middle to level it.

The CeyFi C, cut into seven stripes, stands on a plinth labelled Personal, Business and Orgs. Seven green trails start at tiles on the floor, one each for salary and payslips, bank statements, cash, money from abroad, credit cards, loans and instalments, and savings and fixed deposits. Each trail rises and becomes one stripe of the C.CEYFI · PERSONAL · BUSINESS · ORGSSalary & payslipsBank statementsCashMoney from abroadCredit cardsLoans & instalmentsSavings & FDs

Fig. 3Seven kinds of money, each kept with its source, make up the C: one picture of where you stand.

02Three products

One way of keeping count. Three products.

Personal, Business and Orgs share the same idea of a record, a source and a status. They answer different questions. Personal is open now; Business and Orgs are coming soon.

CeyFi Personal

Your salary is only the beginning.

Understand what you earn, spend, save, and put toward your future.

  • Monthly spending against the budget you set
  • Your payslip laid out line by line, with EPF and ETF
  • Loans, cards and instalments with their due dates
  • Savings goals and fixed deposits in one view
Explore Personal

Free core features · Available now

CeyFi Personal · October 2026

Demo data

Spent this month

17 days left

LKR 142,380

of LKR 180,000 budget · LKR 37,620 left

  • Groceries38,420 / 45,000
  • Transport21,600 / 25,000
  • Bills & utilities14,950 / 18,000
  • Eating out16,300 / 12,000

September payslip

LKR
Gross salary185,000
EPF, your 8%−14,800
After EPF170,200

Your employer adds

EPF, 12%22,200
ETF, 3%5,550

Savings goals

  • Emergency fund69%
  • Trip to Ella40%

Coming up

  • Personal loan instalment22,000 · 25 Oct
  • Credit card payment31,450 · 28 Oct
  • Amma's medicine (shared)6,500 · 1 Nov
CeyFi Business

Paid. Pending. Overdue. Know the difference.

Keep incoming payments, expenses, invoices, and outstanding balances in order.

  • Every invoice with its status and what's still owed
  • Payments matched to invoices, part-payments included
  • Dollars, pounds and rupees side by side
  • A cash-flow view you can walk your accountant through
Explore BusinessComing soon

Paid plans

CeyFi Business · Receivables

Demo data

Received

LKR 635K

Pending

LKR 366.5K

Overdue

LKR 711K

InvoiceOutstandingStatus
INV-0139Harbour & Hill LtdGBP 1,800.00Overdue12 days
INV-0140Nuvara StudioUSD 900.00of USD 2,400.00Part-paid
INV-0141Kandy Crafts Co.SettledPaid
INV-0142Lagoon BistroLKR 96,500Pending

Cash flow

In / out, LKR

2 payments to review

Received, not yet matched to an invoice.

Totals converted at fixed demonstration rates, not live rates.

CeyFi Orgs

Good causes. Clear accounts.

Club treasury for schools, societies and chapter networks, from the first contribution to the next committee.

  • Dues and vouchered records in one set of books
  • Claims reviewed before the treasurer pays
  • Project budgets and sponsor funds kept in view
  • A signed handover when the committee changes
Explore OrgsComing soon

CeyFi Orgs · 2026/27

Demo data

Northgate College

Interact Club

This term

Money in the books

LKR184,500

Set aside for projectsLKR 42,000
Free to useLKR 142,500

Membership dues

36 / 48

75% collected

12 members still to pay

Project budget

Tree planting

LKR 14,000 left

of an approved LKR 50,000

Needs a decision

3 claims

Tree planting: saplings and compost

Receipt attached · Awaiting approval

LKR 8,450

A fictional school and club. No money moves.

03CeyFi Personal

Know what's left
before payday.

Every budget is measured against an even-pace marker, and each payslip shows exactly what went to EPF, ETF and APIT. This is the app itself, with demonstration data.
CeyFi Personal

04How it works

From scattered records to a clear picture.

Added this week

Demo data
  • Keells Super, NugegodaEntered by you · GroceriesLKR 4,280Available
  • Pharmacy, Kandy RoadReceipt photo attachedLKR 2,150Planned
  • September statementCSV · 42 rows to review42 rowsAvailable
Manual entry and CSV statement import are available today.Receipt attachments are planned.

05Who it's for

Six everyday questions.

Salaries, family transfers, clients who pay late. Situations CeyFi is made for, and what it shows in each. Open a card to read more.

  • On a salary

    Where did it all go by the 20th?

    Spent in October

    LKR 142,380

    of 180,000 · 17 days left

    CeyFi Personal

  • Family abroad

    Money from Dubai, accounted for.

    Received · AED 1,000

    LKR 82,000

    • Household50,500
    • School25,000
    • Medicine6,500

    CeyFi Personal

  • Freelancer

    Paid in dollars. Living in rupees.

    INV-0140 · Nuvara Studio

    Part-paid

    USD 1,500

    received of USD 2,400

    CeyFi Business

  • Small business

    Who still owes us, and since when?

    • Harbour & Hill LtdOverdue
    • Nuvara StudioPart-paid
    • Kandy Crafts Co.Paid

    CeyFi Business

  • Paying things off

    The loan on the 25th. The card on the 28th.

    Coming up

    • Personal loan instalment22,000 · 25 Oct
    • Credit card payment31,450 · 28 Oct

    CeyFi Personal

  • Saving up

    Ella in April. Are we on track?

    • Emergency fund69%
    • Trip to Ella40%

    CeyFi Personal

06Built for Sri Lanka

Built for real financial life.

Salaries with EPF deducted. Money sent home from Doha or Melbourne. Clients who pay in dollars and suppliers who want rupees. CeyFi is being designed around how money actually moves here.

In the demo
Working in the interactive demo with sample data.
Planned
On the roadmap. Not available yet.

Salary and deductions

Available

Your payslip as a set of lines you can read: gross pay, what's deducted and why, and what reaches your account.

Gross185,000
EPF, your 8%−14,800
After EPF170,200

EPF and ETF

Available

What you and your employer put in each month, and a running estimate of what has built up.

EPF, you
8%
LKR 14,800
EPF, employer
12%
LKR 22,200
ETF, employer
3%
LKR 5,550

Expenses and budgets

Available

Spending by category against the limits you set, with the month's pace in view.

  • Groceries
    38,420
  • Transport
    21,600
  • Eating out
    16,300
  • Bills & utilities
    14,950

Eating out is past its budget.

Money sent home

Available

Record remittances and see where they went in the family budget. CeyFi records transfers; it doesn't make them.

AED 1,000 from DubaiLKR 82,000

  • Household50,500
  • School25,000
  • Medicine6,500

More than one currency

Planned

Keep records in the currency they happened in, with the rupee value alongside.

LKRUSDGBPAUDAEDCADRUB

GBP 1,800.00≈ LKR 711,000

At a fixed example rate, not a live one.

Invoices and collections

Coming soon

Who owes you, how much, and for how long. Outstanding receivables are in the demo; invoice creation is planned.

  • Harbour & Hill LtdINV-0139 · GBP 1,800.00 openOverdue
  • Nuvara StudioINV-0140 · USD 900.00 openPart-paid
  • Kandy Crafts Co.INV-0141 · SettledPaid

Cash-flow reporting

Coming soon

Money in and money out by month, so a slow quarter shows up before it becomes a problem.

Example: money in and out, August to October
MonthMoney in (LKR)Money out (LKR)
Aug980,000610,000
Sep1,120,000702,000
Oct1,240,500684,000

07Transparency

Every number has a source.

A figure is only as useful as your confidence in it. CeyFi shows where each record came from, when it was added and how far it has been checked, so an estimate never passes for a fact.

  • Entered by you

    Available

    You typed it in. Useful, and only as accurate as the note it came from.

  • Imported from a statement

    Available

    Read from a bank or card statement you imported as a CSV file.

  • Backed by a document

    Planned

    A payslip, receipt or remittance advice is attached to the record.

  • Confirmed by the other party

    Planned

    The client, family member or colleague involved agreed it happened.

  • Verified by a provider

    Planned

    Confirmed by a licensed bank or payment provider. Requires partners CeyFi doesn't have yet.

Record · 25 Sep 2026

Demo data

September salary

After EPF · from payslip

LKR 170,200

Backed by a document you provided

Where this number came from

  1. Backed by a document — done

    25 Sep, 19:02

    payslip-sep-2026.pdf uploaded

  2. Entered by you — done

    25 Sep, 19:05

    Gross and deductions entered from payslip

  3. Imported from a statement — not done

    —

    Not yet matched to a statement line

A record in CeyFi describes money. It isn't a bank balance, and CeyFi never holds the funds it describes.

08Pricing

Free for personal use. Paid plans for business.

Compare plans
CeyFi Personal

Free

for core money management

Records, budgets, goals, loans and cards, and salary breakdowns, on your own device. Sync between your devices is free today; if things that need our servers come with a paid plan later, we'll say so before you're charged.

Start free with Google
CeyFi Business

Paid

coming soon

CeyFi Business is coming soon. Plans will be priced by team size and volume, and we'll publish them before it opens.

Coming soon
CeyFi Orgs

Coming soon

pricing to be announced

CeyFi Orgs is coming soon for clubs, schools and chapter networks. Prices will be announced before it opens.

Explore OrgsComing soon

09Questions

Plain answers.

Still unsure about something?

Ask us directly. Product questions, partnerships and press all come to the same place.

Contact ushello@ardenostudio.com

Make it add up.

Start with the side of your money that needs it most.

Start free with Google