Add it yourself
A few taps for cash, a quick note for anything else.
Available
Your salary is only the beginning.
Understand what you earn, spend, save, and put toward your future. One calm place for your payslip, your budget, your loans and the money you send home.
Free · Works in your browser · Your records stay on your device · Figures shown are demonstration data
Fig. 1A month has layers: what you earn, what's spoken for, what's left, what's put aside.
01Overview
Your month, in one view.
Spending against budget, this month's payslip, what you're saving and what's coming due. The questions you'd otherwise answer with three apps and a calculator.
CeyFi Personal · October 2026
Spent this month
17 days left
LKR 142,380
of LKR 180,000 budget · LKR 37,620 left
- Groceries38,420 / 45,000
- Transport21,600 / 25,000
- Bills & utilities14,950 / 18,000
- Eating out16,300 / 12,000
September payslip
LKR
Gross salary185,000
EPF, your 8%−14,800
After EPF170,200
Your employer adds
EPF, 12%22,200
ETF, 3%5,550
Savings goals
- Emergency fund69%
- Trip to Ella40%
Coming up
- Personal loan instalment22,000 · 25 Oct
- Credit card payment31,450 · 28 Oct
- Amma's medicine (shared)6,500 · 1 Nov
02Recording
Available
Records without the busywork.
Typing is the reason most budgets die in February. CeyFi is being built to cut it down: enter what only you know, import what your bank already has, and confirm the rest.
Today, the demo works with records entered by hand. The faster routes are planned, and labelled that way.
Import a statement
Bring in a month from your bank and review it in one pass.
Available
Assisted capture
Less typing for the payments your bank already tells you about.
Planned
03Budgets
Available
Where the money went.
Budgets by category, with a marker for where you'd be if spending were spread evenly. Eating out past the line on day fourteen is worth knowing on day fourteen.
Spending · October 2026
By category
Day 14 of 31
- Groceries38,420 / 45,000
- Transport21,600 / 25,000
- Bills & utilities14,950 / 18,000
- Eating out16,300 / 12,000
Where you'd be if spending were even across the month
04Salary, EPF & ETF
Available
Your payslip, line by line.
Every month, 8% of your earnings goes to EPF and your employer adds 12% more, plus 3% to ETF. It's some of the most important saving you do, and most people only see it once a year. CeyFi Personal is being built to keep it in view. Try the arithmetic here.
Salary breakdown
Illustrative calculatorUsually your gross salary. Some allowances may be excluded; your payslip will say.
Uses the statutory rates (EPF 8% from you and 12% from your employer; ETF 3% from your employer) on the amount you enter. APIT and other deductions aren't included. Not tax or financial advice.
05Savings
Available
Put something aside, and watch it build.
Name a goal, set a target and see how far along you are. Fixed deposits sit alongside, with their maturity dates, so nothing renews without you deciding it should.
Savings · Goals and deposits
Emergency fund
69%
LKR 412,000
of LKR 600,000
Trip to Ella
40%
LKR 48,000
of LKR 120,000
Fixed deposit
Matures Jan 2027
PrincipalLKR 500,000
Rate (as agreed with your bank)Entered by you
Reminder30 days before maturity
06Family
Available
Money sent home, accounted for.
When money comes home, everyone should be able to see that it arrived and where it's going. Record a remittance once and split it across the family budget.
Remittance records are in the demo. Sharing a budget with family members, so each person sees only what you choose, is planned.
Family budget · October
Received from Dubai
Recorded by Nadeesha
LKR 82,000
AED 1,000 · rate as shown on the transfer receipt
Where it's going
School fees25,000
Amma's medicine6,500
Household50,500
CeyFi records the transfer. It doesn't send it.
07Your records
Yours to see. Yours to share.
Money is personal. These are the rules CeyFi Personal is built on.
No banking passwords.
CeyFi never asks for your internet banking login.
Nothing shared by default.
Family members see only what you choose to share.
Every number has a source.
You can always see where a figure came from.
No money held.
CeyFi records money. It never holds or moves it.
08Questions
Good to know.
Start with this month.
CeyFi Personal is free. Set it up in a minute in your browser; your records stay on your own device.